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Hydrow Ltd is authorised and regulated by the Financial Conduct Authority (FCA FRN 972084) and its postal address is Nicholson House, 41 Thames Street, Weybridge, Surrey, KT13 8JG. Hydrow Ltd acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Bank AB (publ). Hydrow pays Klarna a variable fee per customer referred. Financing does not include the cost of a Hydrow membership and is only available on the Hydrow rowers at www.hydrow.co.uk. In-home assembly delivery options are excluded. Finance is only available to permanent GB residents aged 18+, subject to status, terms and conditions apply. http://klarna.com/uk/terms-and-conditions

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority's website.